About Obserwatorium.biz

We are a team of finance and technology specialists with extensive experience in managing technology and business projects in financial, IT and public administration institutions. We work with a number of experts who help us implement specific projects.

Dr Miłosz Brakoniecki

Partner and Member of the Management Board
Obserwatorium.biz Sp. z o.o.

Responsible for strategic development and management ofthe company′s key clients.

Main responsibilities
  • Digital transformation strategies for businesses and administration
  • Electronic payments and banking
  • Development of the FinTech sector
  • Market research
Work experience and roles
  • He has co-created Poland′s biggest crowd-founding service Siepomaga.pl and of the the Siepomaga.pl Foundation as well as Polish FinTechs: Rachuneo and Compay
  • He has spoken at several dozen industry conferences in Poland and abroad, and authored numerous publications on digital economy and banking
  • Between 2016 and 2020 he was the member of the Supervisory Board at Diners Club Polska Sp. z o.o.
  • Between 2016 and 2018 he was the co-leader of the Digital Identity Team of the Paperless/Cashless Program at the Ministry of Digitisation
  • Between 2006 and 2014 he was the electronic banking manager at Bank Zachodni WBK, where he was responsible for business development of electronic banking
  • Between 2012 and 2014 he was a member of the Electronic Banking Council in the Polish Bank Association (ZBP).
  • Ph.D. in humanities, Department of Sociology, Adam Mickiewicz University in Poznań.
  • Post-graduate programmein business strategy and planning at the University of Economics in Poznań.

Michał Olczak

Partner and Member of the Management Board
Obserwatorium.biz Sp. z o.o.

Responsible for implementing innovation culture coupled with cyber responsibility.

Main responsibilities
  • Leader and manager of flexible teams
  • IT system architect
  • Develops and assesses systems to meet ‘security by design’ compliance
  • Practitioner of innovative technologies used for the benefit of mankind
  • IT security and performance auditor
Work experience and roles
  • Over ten years′ experience in developing secure and usable applications
  • Organisation of OWASP Poznań and the DevCamp 2016 hackathon in Warsaw
  • Member of the ZBP Electronic Transaction Security Forum with over 10 years of experience in creating electronic banking systems in Bank Zachodni WBK.
  • Graduate of the Poznań University of Technology with a degree in IT.

Piotr Sterczała

Partner and Member of the Management Board
Obserwatorium.biz Sp. z o.o.

Responsible for managing and delivering consulting projects and analytical projects.

Main responsibilities
  • Electronic payments and banking
  • Management of analytical projects
  • Electronic process design
  • Financial analysis of IT and business projects
Work experience and roles
  • Between 2010 and 2014 he worked for Bank Zachodni WBK S.A., where he was responsible for implementing and developing mobile and Internet banking in a business environment.
  • He has co-authored publications on business and IT security developments in the FinTech and e-banking markets
  • Master’s degree in economics from the Department of IT and Electronic Economy at the University of Economics in Poznań.

Michał Tabor

Partner and Member of the Management Board
Obserwatorium.biz Sp. z o.o.

Provides expertise on security and electronic transactions.

Main responsibilities
  • Electronic transactions and e-identity
  • Electronic signature and trust services
  • Information security
  • Processes, procedures and documents – digital transformation
Work experience and roles
  • Manager at Signet Certification Authority
  • Director at Trusted Information Consulting
  • Expert at the Polish Chamber of Information Technology and Telecommunications
  • Expertof the Chamber of Experts of the Polish IT Society (Polskie TowarzystwoInformatyczne)
  • Expert, European Union Agency for Network and Information Security (ENISA) projects
  • Master’s degree in IT, University of Warsaw

Membership in industry organizations

We are members of leading national and international organizations related to the development of technology and digital transformation of enterprises and public administration.

European Telecommunications Standards Institute

Banking Technologies Forum

Polish Chamber of Information Technology and Telecommunications

Our Partners

ESYSCO to zespół profesjonalistów w dziedzinie bezpieczeństwa w IT i Digital Transformation.

Dostarczamy naszym klientom wiodące na świecie, innowacyjne rozwiązania technologiczne oparte na kryptografii. Specjalizujemy się w takich zagadnieniach, jak transformacja cyfrowa, podpis elektroniczny zgodny z eIDAS, e-administracja, PKI, zarządzanie certyfikatami, PSD2, uwierzytelnienia 2FA i SSO, zarządzanie tożsamością i dostępem, a także bezpieczeństwo Internet of Things. Wspieramy firmy i organizacje publiczne w ochronie wrażliwych danych i informacji za pomocą bezpiecznych i niezawodnych rozwiązań technologicznych.

Autenti is the platform for approval of documents and signing contracts online that transforms traditional b2b and b2c transactions into e-commerce and by convenient and secure way brings more sales with one-click e-signatures.

By eliminating traditional ways of paper circulation and physical signing of documents (printing, scanning, mailing, courier), Autenti brings significant reduction of time to close any transaction from several days to just a few seconds, giving measurable benefits and savings. The platform is independent of all signing parties, eIDAS regulation compliant, intermediary trust service provider that secures document integrity and business certainty.

Nextapps: Aplikacje Fintech, Platformy Wymiany Walut, Mobilne Portfele

Wyróżnia nas ponad 10 lat doświadczenia i 100 projektów zrealizowanych dla branży finansowej. Zarządzaliśmy zespołami deweloperskimi w jednym z najbardziej innowacyjnych banków w Polsce. Teraz wykorzystujemy wiedzę i doświadczenie z sektora finansowego, by wspierać technologicznie startupy oraz dojrzałe firmy w budowaniu najlepszych w swojej klasie aplikacji finansowych.

Symetria is an agency that specializes in design and research of UX products, services, interfaces at every point of contact beetween the customer and the brand.

We work with e.g. Mastercard, BLIK, Santander, ING, Żabka, OLX, Canal+, Bridgestone. We are the only Polish partner company of an international UX network UX|alliance.


Join us

We are a team of dynamic and dedicated people. Someof us have rejected the conventional corporate lifestyle in order to implement projects flexibly, approach them with passion, and have the opportunity to directly participate in the profits, financial orotherwise. If you are an expert in one of our areas of interest and would like to help us deliver our projects, send us your CV at wspolpraca@obserwatorium.biz. Remote work an option.